Savings Account details at Louisiana FCU

SAVINGS ACCOUNTS IN LOUISIANA
OPEN A SHARE CERTIFICATE.
OPEN A SAVINGS ACCOUNT.
Have a question? Request a call back.

Or you can call us at (985) 652-4990.

SAVING MONEY SHOULDN'T FEEL IMPOSSIBLE.

WE'LL HELP YOU GET THERE.

WHAT ARE YOUR SAVINGS GOALS?
Get quick access to your savings account

QUICK ACCESS


Savings Accounts are recommended when you need quick access to your money. This account is also recommended for overdraft protection of your checking account. Check out our savings rates.
Earn higher interest on your savings

HIGHER INTEREST


High Yield Money Market Deposit Accounts are recommended when you meet the minimum balance requirement of $1,000 as they earn a higher dividend rate than our basic savings account. Check out our High Yield Money Market  rates.
Guaranteed Investments

GUARANTEED INVESTMENT


Share certificates are recommended when you want a higher guaranteed rate of return with terms ranging from 6 to 60 months. Check out our Share Certificate rates.
Investing

INVESTING


Investment Services are recommended for big investment goals like saving for college, tax and retirement planning, etc. Learn more about Investment Services.
Christmas Club Accounts

CHRISTMAS GIFTS


Christmas Club Accounts are ideal if you want to stop using credit cards for holiday purchases. Deposits made to this account are available for you to use on November 1. Check out our Christmas Club rates.
OPEN A SAVINGS ACCOUNT TODAY.
NOT SURE WHAT ACCOUNT IS RIGHT FOR YOU? REQUEST A CALL BACK.

HOW MUCH DO YOU NEED TO SAVE?

Quickly see how much your savings will add up to over time. This will help you know if you are headed in the right direction with your savings goals. We'll help you get there if you need a little guidance or help along the way.
RUN THE NUMBERS.

SAVINGS FAQs 

How much do I need to start a savings account?

A minimum deposit of five dollars is required. This is your share of ownership in the Credit Union.

Is there a minimum opening balance for a money market account?

There is a required initial deposit of $1,000.

What is the minimum opening balance for a share certificate?

Share certificates require a minimum opening balance of $1,000.

How many different terms are available for share certificates

Share certificate terms are based on your financial savings goals. The terms can range from six months to five years. We also offer jumbo rates for amounts over $100,000.

What is the step-up option on Share Certificates

The step-up option allows members a one-time dividend rate increase on all certificates with a term between two to five years.